Nov 3, 2026 ballot

Florida homestead amendment simulator

The proposed amendment would raise the non-school homestead exemption to $150,000 on Jan 1, 2027 and $250,000 on Jan 1, 2028 (inflation-indexed from 2029). It requires 60% voter approval. School taxes are not affected.

Proposed amendment — not yet law. This independent estimate covers ad-valorem taxes only. It is not an official tax bill and does not include special assessments, non-ad-valorem charges, or exact millage for every taxing authority.

Your home

Results appear as you type (min. 4 characters).
Assessed value on roll:
No homestead exemption on file — the amendment would not apply to this parcel unless homestead is claimed.
Assessed value (after Save Our Homes cap), not market value. Filled automatically when you pick an address.
City + county + special districts combined. These levies are affected by the amendment.
Not affected by the amendment — used for the whole-bill total.
Later arrivals start at a $50,000 non-school exemption and phase up to the full amount over five years; the simulator shows the initial year.

County homestead roll (real parcel data)

Computed parcel-by-parcel from the 2025 DOR roll — every homesteaded parcel in St. Lucie County, not an average-value approximation.

Homesteaded parcels
103,286
Roll year
2025
$0 non-school tax in 2027
33,701
$0 non-school tax in 2028
64,280
Seeded example municipal rate — enter any single authority's adopted rate.
Shows the reduction as a percent of budget.

Your estimated annual bill (ad-valorem)

Today — current law
$0

Non-school portion$0
School portion$0
2027 — $150,000 exemption
$0

Non-school portion$0
School portion (unchanged)$0
You save $0 / year
2028 — $250,000 exemption
$0

Non-school portion$0
School portion (unchanged)$0
You save $0 / year

Estimated revenue effect across all 103,286 homesteads

Taxable-base figures are millage-independent. Revenue is computed at the authority millage entered above (5.0000 mills).

Scenario Non-school taxable base Estimated revenue Reduction vs. current Percent of budget
Current exemption$18,534,649,132$0
2027 proposal ($150,000)$9,898,844,688$0$0Not entered
2028 proposal ($250,000)$4,511,859,882$0$0Not entered
Roll data as of Jul 23, 2026 (UTC). Assumes all current homesteads qualify for the full proposed exemption.

Common questions

Is this already law?
No. It is a proposed constitutional amendment on the November 3, 2026 ballot and requires at least 60% voter approval. Nothing changes unless it passes.
Does it change school taxes?
No. School district levies keep the current $25,000 homestead exemption in every scenario, which is why the school portion in the cards above never changes.
What if I move to Florida in 2027 or later?
Owners establishing permanent residency after December 31, 2026 start at a $50,000 non-school exemption and phase up to the full amount over five years. Use the residency dropdown above to see the initial-year difference.
Could my whole property tax bill go to zero?
Only the non-school ad-valorem portion can reach $0. School taxes, special assessments, and non-ad-valorem charges (such as solid waste or stormwater fees) still apply.
Where do the countywide numbers come from?
From the Florida DOR NAL tax roll for St. Lucie County, computed parcel by parcel for every homesteaded property — not an average-value estimate.

Sources: Florida Senate summary (HJR 1-F)Ballotpedia • Florida DOR NAL tax roll.
Non-school taxable = max(0, assessed value − non-school exemption) School taxable = max(0, assessed value − $25,000) Tax = taxable value × millage ÷ 1,000
Current-law non-school exemption: $25,000 plus up to $25,722 additional (inflation-indexed) on assessed value above $50,000. Proposal: flat $150,000 (2027) / $250,000 (2028) for residents established by Dec 31, 2026. The school exemption stays at $25,000 in every scenario.

Modelling this for a city, county or district?

This page estimates one home. Previo Levy runs the same amendment across an entire county's Department of Revenue tax roll — every parcel, attributed to its taxing authority at that authority's adopted millage. It adds the revenue-neutral millage, TRIM vote thresholds under CS/SB 4-F, a budget flow view, and gap-closing options with the statutory limits enforced.

Windows desktop application, built by the same people who built this site. See Previo Levy at deselt.com →